Revenue-Based Financing
Flexible Funding Built for Small Businesses
How It Works
Our product, revenue-based financing, provides upfront capital in exchange for a set amount of the business’s future revenue. Payments are simply a percentage of revenue. So if revenue decreases, payments can too – and the total payment amount stays the same, even if it takes longer to pay.
Key Details:
- $5,000 to $500,000 in upfront capital
- Auto-debited daily or weekly payments
- Estimated payment period from 3 – 18 months
Apply online in minutes. Get a quick decision. And often receive funding same-day.
Quick Eligibility Check
Do you meet these simple requirements? If so, your business may be eligible for funding!
In business in the US for 1+ years
Make $10,000+ in monthly revenue
Have a 500+ personal credit score
Our Process
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Qualify
Meet simple requirements
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Meet simple requirements
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Meet simple requirements
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Meet simple requirements
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Meet simple requirements
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Meet simple requirements
Qualify
Because we specialize in providing capital to small businesses who may not qualify elsewhere or need a convenient, flexible solution, we keep our eligibility requirements simple and attainable. Businesses must be in business in the US for at least one year, make $10,000+ in monthly revenue, and owners must have a 500+ credit score.
Apply
Our application only requires basic information – owner’s name, social security number, business name, Tax ID, and last few months’ business bank statements. Customers also provide some minimal documentation – driver’s license, voided check, and bank verification. Rarely, other documents may be needed, such as a tax return or proof of ownership.
Get Approval
Once we receive the necessary information and documentation, we jump right into reviewing everything and conducting a full, upfront underwrite. That means when we issue an approval, our deals stick and typically do not need to be modified. Customers are usually informed of the outcome of their application within a few hours.
Receive Funding
If a customer accepts our offer, we provide a funding call with new customers. The goal is to be very clear about the features of revenue-based financing and the terms of the contract. When the customer feels confident about their funding details and has had their questions answered, we are often able to transfer the funds into the business bank account that same day.
Remit Payment
Within one week of receiving their capital, payments will begin automatically withdrawing from the customer’s business bank account. If business revenue decreases, payments can be decreased too. So customers are encouraged to reach out if things get tough. We may be able to help.
Renew
We make every effort to provide the funding a customer needs to help their business thrive. If a customer is up-to-date with payments and has paid about half of their balance, they may qualify for a renewal – an additional round of funding that can be used for any business purpose. Customers simply contact their dedicated Account Executive to get started.
Have specific questions about our process? Check out our FAQs to learn more.
Get Funded, Get Access, Get Support
As soon as you’re funded, you’ll have access to our self-serve customer portal, where you can see your balance and manage your account at any time. You’ll also be assigned a dedicated Account Executive who is available to help you manage your funding and notify you when you’re eligible for additional financing.
